CHEQUESINTRODUCTION:It India prevailed from the modern era where they

CHEQUESINTRODUCTION:It is an instrument which can be further elaborated as a document produced in a bank in order to demand a payment from the account holder under section 13 instrument act 1881. Money is demanded from the previously deposited money in that account only cheque is to be passed from the bank so that the money can be withdrawn by the drawer and directs Bank to pay the amount. Moreover, the amount demanded by the cheque must be present in the account of the authority or account holder. The origin of the cheque is from Bank due to demand for easy transactions and avoid to carry large sums of money. Secondly, the reputed and great Institutions are engaged in areas and need transaction of money on every level therefore cheque act as important instrument for the transaction of money and enforced by the back to their bank holders. All the guidelines in respect of money transaction that is by cheque or cash is properly documented by the RBI which act as a governing body. Depending upon the bank channel RBI has implemented various changes time to time and every back has to follow the changes and rules and regulations and certain conditions which are to be printed and to be printed in the cheques and cheque books. HISTORYFrom the Asian times the use of cheque is evident in the world and specially in India prevailed from the modern era where they are used to issue an order to the bank to pay a third person. It was similar like of bills of exchange as we are familiar in modern days. In Roman period the bankers were ordered by their customers to  some days you are accompanied by note issued by the customer or a in the exchange of some goods. The popularity is due to same principle as today that is to avoid the risk of carrying large sums of money which can increase the risk of theft.In the Asian times in many part of the world cheques are used as a medium used in trading businesses to exchange some amount or goods in 17th century the bill of exchange was remodeled and cheque was evolved and termed as Drone notes which were handwritten some people were used to write on a paper and give it to the person or to the banquet to give some money on account of on behalf of that person in here 1770 cheque was introduced in India by bank of Hindustan soon after its its its establishment at Kolkata by European management presentation in India cheques are widely used by the banks given to the bank holder which are above the age of 18 there are two types of cheques CTS and non CTS nowadays CTS cheque books are made compulsory.There are security features which are to be inherited in the old cheques as well as modern cheques there is a lot of difference as RBI has issued a new cheque book in 2013 with new security and salient hidden features which can be used as security features that is the implementation of cheque truncation system or CTS system both were compared in the term of available security features it is an attempt to invoke the limitation of present security feature available in the cheques this is cheques are carried so as to avoid carrying the large sums of money physically from time of its origin as a simple handwritten document cheque has undergone several amendment in term of security features the first Ek was introduced by bank of Hindustan in the year 1770 RBI has introduced many salient features in the chequebox RBI came up with cheque truncation system in the year 2013 which propose some basic features that to be included in the cheque authors found an unfortunate issue that forensic Lee The thrust is only given for currency identification that is for the identification of Genuine and forth currency  but no initiative has been taken regarding the study of security feature of cheque but now it become compulsory as the forgery or duplicate see in field of cheques are being popular many bank officials who are all the very familiar with CTS and currency identification were unable to differentiate between the forged and genuine cheque.Security features of cheques Security features that are to be added on the piece of the paper that is known as cheque  make the piece of paper authenticated like banknote passport voter ID card tricks at Sector this feature plays a great role in preventing counterfeiting and duplicate of various documents which carry your personal as well as economic details or economic Prestige of the country therefore these features and need to be perfect or accurate in terms of size and shape as well its position at a particular point of document that it should not be visible by the naked eyes on it should not be duplicated easily not all but some features are need to be publicly known so that even a lemon can identify the document weather its first or not however if required the same can be further authenticated by concerned authorities however the manufacturing details should be kept confidential so as to prevent it from the forgerers.1. Cheque design:-Every bank has its watermark logo of particular Bank embedded in the design of the cheque and the design of the cheque is made in such a manner that it should represent that Bank only this a common man can identify easily to which band the popular cheque belongs the main role in verification of The Identity is played simply by the bank name code logo and sometimes holograms these features are restricted only up to that person who is familiar with the cheque and a person who is not familiar can be fooled easily.2. Colour system:-If a cheque is a genuine cheque when it is treated with normal water the color dissolves and gives a bleeding effect as the colours used in the cheques are water soluble which dissolves in water when exposed the portion of the cheque under the UV light it shows a blue fluorescence with however of low intensity this is a common feature in both old as well as  modern cheques it is known that some exit printers among the regular printer use water soluble ink which make gift similar illusion on dissolving However such a experiment cannot justify the genuineness but up to some extent can tell us about the quality or colour of the cheque.3. Uniform dimensions:-As per RBI guidelines cheque has a certain size i.e fixed in all cheque. The length of a standard cheque is 202 mm and width is 92 mm .4. Uniform paper quality:- the paper used in the manufacturing of cheque are carbonless and UV done that is it doesn’t glow under the UV light source.5. Watermark:-  Old cheque doesn’t contain watermark however some of them may have watermark they were generally logos of paper manufacturers only imported cheques watermarks prominently available and they are visible under the transmitted light source these watermarks are banks name and logo with which one can identify the source of that cheque these watermarks are visible in their linear manner that is left to right from either side of the cheque the following images shows that: 6. UV light features:-  Certain banks are equipped with UV features and every bank has its own unique pattern with is visible only under the UV light or exposed when the UV light source is available and fluorescence can be seen with can hold the name of the bank or the logo of the bank these are embedded at the printing stage this pattern can be Bank name rupee column and sometimes the micro lettering at the back of the cheque.7. Pantographic image:- Everything has a rectangular image on the left side below the box of account number known as pen to Graphic image this image consists of Criss cross LINE which is based on the principle of steganography this is actually anti copying feature if anybody will copy or photocopy the cheque the portion will be appeared as void or copy. 8. Microscopic features:-  Microscopic features are embedded in the CTS cheque which have micro printing on them it is very important to mention that in a cheque the underlines of the pay column date column rupee column or amount box but they are series of micro printing which is name of the bank this micro printing is only visible under magnification by grouping thing is also available or the background of the cheque it is sometime become visible to the naked eyes always simple magnifying or hand lens. Some other security features:-1. Bar code:- BR code is embedded in the cheque so as to make it more protective against duplicacy or forgery cheque has some features that are bar codes which contains following information:-• Account holder name• Account number• Name of bank• Code of branch• Cheque number2. Holograms:-Hologram is a three-dimensional sticker incorporated in at cheque leave as its manufacturing strange through which a lemon could find out the genuineness of the cheque it is easy to introduce and also economical in nature it is suggested that Hologram may contain The Identity of the bank that is like that name logo or genuine stamp of the bank etc.3. Security fibres:- Security fibres are those fibres which are incorporated and the cheque to make it more protective and glows under the UV light source multitone fibres are available in other security documents like currency note stamp.4. Separate box system:-According to the RBI rules and guidelines no cheque having any alteration or correction is accepted in the bank more than tolerable limit some banks to accept the same and the forger easily takes advantage to deceive.  someone and these type of cases are frequent and cheque related  frauds.VOTER ID CARD India is one of the largest democratic countries in the world which has millions of people and largest population given the diversity that country sustain political parties have been formed in every straight strict or town elections are held in India to choose a leader which will be the face of the country elections are held in India once in a 5 years as a responsible citizens of the nation it is duty of everyone and everyone has the right to vote since it involves the last part of the population elections are never an easy affair there are innumerable instances of electron fraud that take place during elections to smoothen these things Election Commission of India has introduced voter ID card so that the identity of the person can be easily tracked. a voter ID card also known as electors photo identity card(EPIC).It serve as identification proof when individual go to cast their vote this card is also known by some other names such as election card voters card etc.Documents required for voter ID card: • I’d proof • Photograph• Residence proof• Applicant must be above or of 18 years of age • Person who are not financially bankrupt are not eligible for voting.USES OF VOTER ID CARD:-• Card is used at time of voting to prove as a citizen of India• Card include several identification traits such as applicant signature, name, addressetc• Card prevents same voter to vote multiple times.Several features encountered in a voter ID card is:-• Voter ID number:- This no. Can be traced or verified online as well as offline saved in a system of government officials.• A hologram sticker• Serial number• Photograph• Name of the electors • Card holder’s parents name• Gender• Holder’s age REFERENCES•• 


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